5          Cups    Water

1          Tsp      Salt

1 ¼      Cups    Grits

1          Cup      Cheddar Cheese, shredded

1          Cup      Monterrey Jack Cheese, shredded

½         Cup      Half and half

1          Tbl       Butter

¼         Tsp      Pepper

*Can substitute parmesan cheese for any or all cheeses

Bring 5 cups water and salt to boil.  Gradually whisk in grits and bring to a boil.  Simmer, stirring occasionally, 10 minutes or until thickened.  Stir in cheeses and remaining ingredients and stir until cheese is melted and mixture is blended.  Yield:  About 12 servings